Disclaimers
Transparency matters. Here's what you need to know about links, commissions, and how recommendations work.
Some links on this site are affiliate links. When you click through and buy something (e.g. a book or product), a small commission may be earned—at no extra cost to you.
Amazon.de (Associates) is used for book recommendations, including in the Book Club section. Purchases via those links generate a referral fee.
Links here go only to products and books that have been vetted and used. The affiliate relationship doesn't influence which products are recommended.
Financial planning conversations are provided through Allfinanz / Deutsche Vermögensberatung (DVAG). Advice is commission-based: when you take out products like insurance or investments, a commission is built into the product. You don't pay a separate fee for the exploratory conversation.
Advice is provided by a gebundener Vermittler (tied agent) for Generali and other partners. Full details—including which providers and what types of benefits may apply—are in the Impressum.
Recommendations are based on your situation, goals, and fit—not on commission structure.
- Books and products: Only items that have been vetted and used—so you can trust what you see.
- Financial products: Chosen for your situation, goals, and constraints—not for commission.
- Honesty: If something isn't a fit for you, you'll be told.
Questions? Get in touch